Hourly Pay After Tax Calculator
- Take-home
- Federal income tax
- Social Security and Medicare
An estimate of the tax you owe for the year with the standard deduction. Your paychecks follow your W-4 and can differ; credits such as the child tax credit lower the tax further.
How the hourly pay after tax calculation works
Your take-home pay from an hourly wage after 2026 federal income tax, Social Security, Medicare and state tax: per paycheck, per year and per hour worked.
Work out your gross pay
$25 an hour for 40 hours a week, 52 weeks a year, is $52,000. Overtime hours are paid at 1.5 times your rate.
Take off the standard deduction
For 2026 it's $16,100 single, $32,200 married filing jointly and $24,150 head of household. $52,000 − $16,100 leaves $35,900 of taxable income.
Apply the 2026 tax brackets
Single: 10% on the first $12,400 ($1,240) and 12% on the next $23,500 ($2,820), so $4,060 of federal income tax.
Take off Social Security and Medicare
6.2% Social Security ($3,224) and 1.45% Medicare ($754) leave $43,962 a year, $1,690.85 every two weeks, or $21.14 for each hour worked.
Worked example. At $25 an hour, 40 hours a week, single, with no state income tax, you earn $52,000 a year and take home about $43,962 after $4,060 of federal income tax, $3,224 of Social Security and $754 of Medicare. That's $1,690.85 every two weeks, or $21.14 for each hour you work.
Hourly Pay After Tax FAQ
How much is $25 an hour after taxes?
About $21.14 an hour, $43,962 a year, for a single person working 40 hours a week all year in a state without income tax. State tax, a 401(k) or a different filing status changes it; enter yours above.
How much is $20 an hour after taxes?
About $17.12 an hour, $35,605.60 a year or $1,369.45 every two weeks, for a single person working 40 hours a week all year in a state without income tax. That's $41,600 gross minus $2,812 federal income tax, $2,579.20 Social Security and $603.20 Medicare.
How is federal income tax on hourly pay calculated?
Your yearly pay minus the standard deduction is taxed in brackets: for 2026 a single filer pays 10% up to $12,400, 12% up to $50,400, 22% up to $105,700 and so on. Your employer withholds an estimate of this from each paycheck based on your W-4.
Is overtime taxed more?
No, it's added to your pay and taxed at the same rates; it just pushes more of your income into your top bracket. For 2025 to 2028, the premium half of FLSA overtime is deductible, which this calculator applies.
Why is my paycheck different from this?
Paychecks follow your W-4 and the withholding tables, and may include health insurance, other deductions or local taxes. This calculator estimates the tax you owe for the year.
What is the Social Security limit for 2026?
Social Security tax (6.2%) applies to wages up to $184,500 in 2026. Medicare (1.45%) has no limit, and another 0.9% is withheld on wages over $200,000.
Sources: IRS: Revenue Procedure 2025-32 (2026 tax rate tables and standard deduction) · IRS: Topic 751, Social Security and Medicare withholding rates · SSA: Contribution and benefit base · IRS: Schedule 1-A (Form 1040), Part III, qualified overtime